Clutches are under the left side case. You need to take out the foot peg bolts, then case bolts and the 2 oil pump screws. To get the front clutch off it helps if you have air and use an impact driver. Remove the nut on the front clutch and remove. Make sure you keep the correct order of everything as you take it off. I always lay them on the floor in the order they go. After the clutch is removed take out the 3 screws that hold the cap on the clutch. You will see the 6 rollers you always hear about and now all of those clutch mod posts start making sense.
Once apart clean all the grease out of it and make sure there are no gouges on the cover plate or the other piece (moveable face I think they call it). If gouged replace it. I just ordered the rollers the face plate and the moveable face and it cost me just over 50 bucks. If it all checks out put it back together and use one q-tip of grease for each roller (as suggested by LT80). Mine was gouged so I put it back together so the kids could still ride and since I ordered all new (needed it) I did not worry about further damage.
The rear clutch there is not much to do. Again impact gun helps to get it off. Check the pads and lightly sand to remove glazing. Sand in little circles. I used emery cloth.
That's the basic operation as I remember it from last week. I may have missed something so maybe someone will chime in and correct me. None of it is really all that difficult unless, like me, you find a case bolt that does not want to come out. I sprayed it, heated it, and ended up breaking an allen wrench. I was getting ready to grind the bolt head off when I thought I take one last shot at it and used and allen wrench AND some vise grips (lockable pliiers) at the same time to break it free.
Best of luck to you and post back if you have any porblems.