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Posted by: motox26
They have some descent interest rates these days. Or do you mean how hard is it to get approved? That depends on your credit history.
If you are a newbie to the sport I recommend Honda just for teh fact they are reliable. As far as to what model you need to do your homework, and be a little more specific with you questions so we can give you better opinions.
Are you wanting a utility quad simular to the recon? A rancher would make a good quad for anyone and it has a good amount of power for it's size.
Posted by: motox26
Those two summed it up nice, anymore questions so we can find out exactly what your looking for?
Posted by: emeraldisleatv
Quote
Originally posted by: bendoverkawaskai
your right about the 4 stroke there not as quick as the 2s but they have more top speed.
Not totally true 2-stroke produce more power and torque than 4 strokes.
Posted by: jedimike
Since you are a pretty big guy, I would start looking at the Yamaha Raptor or the Kawasaki kfx 700. Both are great on trails and dunes. The KFX700 is better for beginners. It is more stable and has a shaft drive which means less maintenance. If you want a full on automatic, you need to look at the Polaris line. The Scrambler is a great hybrid machine and owners really seem to like them. It won't be as fast as a full sport machine, but it's definitely fast enough to get some thrills on the dunes or the trails. I have to put in a plug for my Predator. It's just as fast as the kfx700 and Raptor, but it is a more comfortable ride. Great shock package. Head down to your local dealers and sit on as many models as you can find. They are all great machines and all fairly reliable. It's a great time to buy because dealers are about to get the '06 models, so you can get an '05 for a good price. Good luck searching.
Posted by: jedimike
Insurance rates vary greatly from company to company and quad to quad. Your best bet is to do a search for insurance on this forum. It has been discussed several times already.
Also, most "beginner" bikes will either be fully automatic (just grab throttle and go) or semi-automatic (shift w/out clutch). Most of the more advanced sport bikes are manual and you'll have to learn to use the clutch. Don't be afraid of them. It will take you all of 10 minutes to figure it out. I think it is more important to find a bike that fits your size and one you feel comfortable on.
Posted by: jedimike
That must have been a shock to go from nice green Washington (unless you lived East of Cascades) to dry, sandy, hot Las Vegas.
Posted by: sandpit
As long as you have good credit,you will get approved through whatever brand you are buying.The dealer has many options for getting a person who may not have the greatest credit approved.The downside is,the lower the list he has to go,the higher the interest rate.My wife is a loan agent for a Kawi/Yamaha dealer.
Posted by: bendoverkawaskai
ill try to tell you about four wheelers. there all pretty dependable naturaly you just have to take care of it. your a pretty tall guy so if you got a sport you would have to get at least a 400 i recomend suzuki z400 or kawisawki kfx 400 or mayb even the kawasaki kfx 700. or since you will be in the sand mayb the bombardier ds 650 or yamaha raptor im not sure. but all your friends ride utilits? mayb you should get a polaris scrambler 4x4 get the 500 ho 4x4. that thing will go through the mud great just like your friends utes. and will go faster. so i would say get the scrambler. i recomend a newer one so it is 4 stroke since they will cause you less problems then the 2 stroke. other then that its up to you.
Posted by: bendoverkawaskai
its not completly standard but many have it. your right about the 4 stroke there not as quick as the 2s but they have more top speed. do you want fully auto or not?and how much are you willing to spend. you see its quite a predicament with a sand and trail exspecialy if you were to get a utility. so i would deffinatly get a sport. the best in the sand would be the bombardier 650 that thing flys but its not to much of a trail bike you want to get through mud becuase i wouldnt want to have to be getting pulled out by your freind utes thats manual to so it probably has revers not totaly sure . could be emmbaresing. and since your tall ill give you some sport four wheelers and some info on them first the kawasaki kfx 400/suzuki ltz 400 basicaly same machine different color. almost exact machine. both very dependable and great trail atvs. now these are manual clutch and im fine with shifting its fun for me but if you dont wnat that you dont have to have it. another choice would be the kfx 700 its fast powerfull and big i know you just starting but if you get to small of one you will regret it later. now the 700 is auto. theres hi gear low gear. you jsut put it in one of those and it does the rest for you. all those 3 have reverse for sure. then the polaris scrambler polars would probably be named the must unrealiable four wheelers. i have no comment i myslef dont wnat one well mayb one and that would be the scrambler 500. just because there is really no other like it. like i said its 4x4 and 2x4. wich is awsome for a sport its heavy but nice. it has hi and low just like the kfx 700. i cant make the choice for you but i will try to help. feel free to ask mroe questions
Posted by: bendoverkawaskai
well the kawasaki i think you would want like i said would be the kfx 700. thats got a hi and lo so its auto but you would probably like that. now the yamaha i think you would get hte raptor 660 or the 700 the raptor 700r has maual clutch so you will have to pull the clutch in for that same with the 660. so.......... if i were you i would get the kfx 700 kawasaki makes great bikes and since you dont want to shift it would be better for you and the raptors are a bit tippy when you ride trails. but to answer your other question usualy utilitys are the ones with i believ they are called auto clutch.
Posted by: bendoverkawaskai
not all utilities have auto clutch but some do and i dont think any sport do that i can think of now. and no not all sports are fully automatic lots are manual clutch. but the kawasaki kfx 700 is auto. i recomend going to a dealer and asking around.
Posted by: S2H
went out and rode atv's this last weekend for my first time ever and had a blast, and now considering purchasing one.
How hard are these things to get financed on?
What kind/brand should I be looking for?
We rode some Honda Recon 250cc's and they moved alright, but I wouldnt mind a little more power. I would only be using these for trail riding, and some desert riding since I live in Vegas.
I'm 6'4" and 280lbs.
Any help would be appreciated.
Thanks,
Scott
Posted by: S2H
I would do my homework if i knew more about where to start..haha
I'd probably want something a little faster or more sporty than the Recon. I also would want one that has reverse. What other specifics would you guys want to narrow down my search?
And yea, i meant how hard are these things to get approved for? credit is decent.
Posted by: S2H
right on. thanks.
i just wasnt to sure about how banks were with financing these sort of things. didnt know if they would be harder or if it would be easier since its a small dollar amount.
Posted by: S2H
i've only got a few friends that ride, and most of their's are more desert oriented, being more of the "sport" style i guess. i just want one that will be good in both terrain (trails, desert).
and i was looking more a 4stroke anyways (atleast i think) 4-strokes are more torquey and are better for hills and whatnot correct?
how much of a price difference are the 4x4's compared to 4x2's? are they more on insurance? how much does these bastards run insurance wise anyways?
thanks for all the help so far guys
Posted by: S2H
also should mention, i liked how the Honda's were somewhat of an automatic. they didnt have a clutch, you could just shift it by clicking up on the pedals. is that pretty much a standard thing?
Posted by: S2H
seems you guys have definitely helped me narrow down my search.
as for me wanting an automatic or manual, i'm not sure what its called in quad terms. but i would like to be clutchless. i liked how the honda i rode, it didnt have a clutch on the handle bars, but i could shift it using my foot. i still like the thrill of being able to shift, but i dont want to have to worry about using the handle bar style clutch. do the yamaha's or kawasaki's have that option?
also, whats the typical amount it costs per month for insurance?
Posted by: S2H
ahh..ok
so utilites have the auto clutch and you can shift em. and the sports are basically fully automatic but with option to chose from a hi-lo drive?? (just making sure i'm understanding clear)
also, any clue about insurance on these suckers?
i'll guess i'll look into kawasaki's and honda's. definitely dont want a tipsy trail rider..haha
Posted by: S2H
cool cool. thanks for the help. i did a search yesterday on insurance and didnt find much regarding actual pricing.
btw.. i noticed your location. i have family living in bremerton. i actually used to live up in WA for 16 yrs.
Posted by: S2H
yea, it was an extreme climate change thats for sure. i lived up in Bothell/Canyon Park, and most of my family still lives up there. Still kinda wish i did.
