[MooseHenden]

Koopa, is it good economically to spend 3 billion in order to save 350 million? I understand about wanting to get people spending again. But, it's best, if people don't have the money, to not spend it. The foreclosures were at the root of our economies trouble because loans were made to people who couldn't afford to pay them because the banks were forced to make these loans by the FDIC. My wife has been in banking since before graduating college. She started telling me how the FDIC was writing up banks for not making loans to minorities and low income families. (It would have been against the private banks own rules on loans to make loans to the applicants) The government, which had forced these same rules on Freddie Mae, and Fannie Mac, told the FDIC to put the pressure on the banks. This opened up the floodgates to make loans to pretty much anybody with a job. It was no longer based on the applicants monthly wages and what percentage of those wages would be consumed by the mortgage. Here we are today.